Cream Cheese Banana Bread

As an Amazon Associate I earn from qualifying purchases.

Cream cheese banana bread is the new banana bread recipe on the block. It includes a delicious cream cheese filling, which perfectly complements the moist banana bread. Go ahead, indulge today!

Cream Cheese Banana Bread

Good afternoon, friends! Today I’m bringing you one of the best banana bread recipes to start the week with. Now, we all know and love traditional banana bread, which is always deliciously moist and tastes perfect with a spread of butter and a cup of coffee.

Today though, we’re giving our classic banana bread recipe a facelift. This cream cheese banana bread is made extra special by a ribbon of cream cheese filling running through the center and a sprinkle of walnuts on top. The tangy yet creamy cream cheese mixture perfectly complements the soft and fluffy banana nut bread and adds a depth of flavor that everyone is going to love.

Luckily, it takes about 15 minutes to prep this banana bread recipe and an hour to bake. Made with ripe bananas and a bunch of shelf-stable ingredients, it’s perfect to make any afternoon. Slice up and set aside for quick snacks or treats when the mood or need for that addictive banana flavor hits throughout the week. 

Ingredients for Cream Cheese Filled Banana Bread

Recipe Ingredients

  • Ripe bananas
  • Eggs
  • Butter (at room temperature)
  • All-purpose flour
  • Baking soda
  • Salt
  • Sugar
  • Milk
  • Vanilla extract
  • Walnuts (optional)
  • Cream cheese (visit this post for our easy homemade cream cheese recipe).

How To Make Cream Cheese Banana Bread

Whisky together the flour, baking soda, and salt.

Preheat oven to 350 degrees. Spray a 9×5 loaf pan with non-stick spray and set aside.

In a small bowl, whisk together the flour, baking soda, and salt. Set aside.

Combine remaining ingredients in large bowl and then fold in the flour mixture.

In a large bowl, mix together the sugar, butter, milk, vanilla extract, and eggs, until well combined.

Add in the flour mixture and stir to incorporate.

Mash up bananas before adding to mixing bowl.

In a small bowl, mash up the bananas and then fold them into the batter. 

Batter made for Cream Cheese Banana Bread

Mix until everything is combined.

Cream together the cream cheese filling ingredients.

Prepare the filling by creaming together the egg, cream cheese, sugar, and flour in a medium bowl with an electric mixer. Almost done! 

Layer cream cheese filling between batter in loaf pan.

Pour half of the bread batter into your prepared pan. Then, spoon the filling mixture over the bread and spread it around evenly. Pour the remaining bread batter on top. 

Sprinkle with walnuts and bake your cream cheese banana bread.

Sprinkle with walnuts (if using) and bake for 50-60 minutes, until a toothpick comes out clean.

Cool bread for 10 minutes and then remove from the pan to allow to cool completely.

Cream Cheese Filled Banana Bread

 ENJOY this yummy cream cheese banana bread, the most indulgent and best banana bread recipe.


  • Store leftover banana bread in an airtight container at room temperature for up to 1 week. If storing in the fridge, make sure it’s completely covered so the fridge doesn’t dry it out.
  • You can also freeze the entire loaf or individual slices for up to 6 months. Thaw at room temperature before serving.

Recipe Notes

  • If you’d prefer for your cream cheese to have a swirl effect, once you spread out the cream cheese layer, run your butter knife in a swirl pattern before adding the next layer of batter.
  • Don’t forget that your butter and cream cheese needs to soften, so leave them at room temperature for about an hour before baking.
  • Make sure you don’t overmix the batter.
  • For a more caramelized flavor, use 1/2-cup of brown sugar and 1/4-cup of granulated sugar in your banana bread batter.
  • You can substitute the all-purpose flour for whole wheat flour if you like. You can also use a combination of both and I bet no one will know the difference.
  • If you need that hint of cinnamon in your banana bread, feel free to add 1/2 teaspoon of ground cinnamon and 1/8 teaspoon of ground nutmeg.

You may also enjoy these other banana bread recipes:  

Banana Bread Pudding Sundae

Homestead Banana Bread

Cranberry Banana Bread

Banana Bread French Toast

How To Make Banana Bread

Cream Cheese Banana Bread

A ribbon of cream cheese filling takes traditional banana bread over the top in this recipe for cream cheese banana bread.
Prep Time: 15 minutes
Cook Time: 1 hour
Total Time: 1 hour 15 minutes
Course: Appetizer
Cuisine: American
Keyword: banana, bread, creamcheese
Servings: 4
Calories: 261kcal


Banana Bread

  • 1/2 cup butter at room temperature or softened
  • 1 cup all-purpose flour
  • 1 teaspoon baking soda
  • 1/4 teaspoon salt
  • 3/4 cup sugar
  • 1/4 cup milk
  • 1 teaspoon vanilla
  • 2 eggs
  • 3 ripe bananas
  • 1/4 cup chopped walnuts optional

Cream Cheese Filling

  • 1 large egg
  • 8 ounces cream cheese softened or at room temperature
  • 2 tablespoons sugar
  • 2 tablespoons all-purpose flour


Instructions for Banana Bread

  • Preheat oven to 350 degrees. Spray a 9x5 loaf pan with non-stick spray and set aside.
  • In a small bowl, whisk together the flour, baking soda, and salt. Set aside.
    1 cup all-purpose flour, 1 teaspoon baking soda, 1/4 teaspoon salt
  • In a large bowl, mix together the sugar, butter, milk, vanilla, and eggs, until well combined. Add in the flour mixture and stir to incorporate.
    1/2 cup butter, 3/4 cup sugar, 1/4 cup milk, 1 teaspoon vanilla, 2 eggs
  • In a small bowl, mash up the bananas and then stir the mashed banana into the wet ingredients until well combined. 
    3 ripe bananas

Instructions for Cream Cheese Filling

  • In a medium bowl, using an electric mixer, cream together the egg, cream cheese, sugar, and flour.
    8 ounces cream cheese, 2 tablespoons sugar, 2 tablespoons all-purpose flour, 1 large egg
  • Pour half of the banana bread batter into your prepared pan. Then, spoon the cream cheese mixture over the batter and spread it around evenly. Pour the remaining banana bread batter on top.
  • Sprinkle with walnuts (if using) and bake for 50-60 minutes, until a toothpick comes out clean. Cool for 10 minutes and then remove from the loaf pan to allow to cool completely. Enjoy!
    1/4 cup chopped walnuts


Calories: 261kcal
Tried this recipe?Mention @southernplate or tag #southernplate!


“Someone else is happy with less than what you have.”

Cream Cheese Filled Banana Bread

Similar Posts


  1. I’m a little confused. Before trying this one, I need a clarification. In your commentary above, you say only use half of the cream cheese, but the recipe calls for the entire 8 ounce block. So, please clarify. Thanks.

    1. I have the same question regarding amount of cress as m cheese. The text says 4 oz but the recipe says 8 oz. That’s a major difference that needs to be clarified before I make it.

  2. 5 stars
    I made this last night. I wanted two loaves, so doubled the recipe. My cream cheese was “pourable”, but baked in the middle right where I put it and puffed up a bit with the egg and flour when baking. This came out so moist, with a slightly crispy top and had a wonderful flavor. This recipe will definitely be replacing a different one for the same thing in my recipe box. This recipe was easier and tasted better. Thank you so much.

  3. I made the banana bread twice and both times the cream cheese layer went to the bottom instead of staying in the middle of the bread like it was supposed to. Also my cream cheese batter was thinner that what yours showed. What did I do wrong?
    Thank you for all the good recipes, I love them.

    1. Donna, You didn’t do anything wrong. Mine did the same thing. My guess is that Christy used 8oz of cream cheese, That is what the picture looks like. That is how I am going to try it this weekend.

      1. Hey Y’all! I’m not sure what happened as I’ve never had this problem but I’m going to see if I can find time to try to duplicate it next week. It’s really important to just go by the recipe card, though. I always share the accurate recipe there but you will sometimes see whole containers of ingredients in the photos. An example would be a five pound sack of flour when a recipe calls for two cups. 🙂 I would never tell you one measurement while using another, I promise. 🙂 The first thing I would try is using heaping tablespoons of flour in the cream cheese mixture. It may be the difference in flours causing the change.

        1. 5 stars
          I lovvvve this recipe. I have tried many different recipes over the years … this IS the very best … one reason is the consistency & density of the bread itself. Occasionally I will add some chocolate chip morsels to the batter. Heavenly!

          1. Please correct your recipe card to reflect the above post. Recipe card states 4 oz of cream cheese. You are correcting that error in your post but not on the published recipe card. It will be helpful for most.. Thanks!

        1. It looks like a block of cream cheese in the bowl with the egg, flour and sugar. I used 4 z and my was running too.

  4. Well, guess I am making this next weekend! I shared on FB this evening and have already had four requests to make it for a birthday party next weekend!

  5. Christy
    In the instructions for the bread you say add the egg and egg yolk. But in the ingredients just say 2 eggs. so which is it do you use both whole eggs or one whole egg and one yolk. I love your blog and recipes and often times I get a sweet reminder of cooking with my Grandma or making cut out Christmas cookies with my Mom. Thanks for the great recipes and memories!

    1. Christy, following the question above about the 2 eggs versus 1 egg and egg yolk. Need to know so I can make it this weekend! Thanks!

    2. Hey y’all! That is my error and I’m so sorry. I sure do appreciate you pointing it out so I could fix it! I just use two whole eggs 🙂 I got this recipe from Mama and that was a change I made. I’ve corrected it now. thanks again! Y’all always look out for me!

    3. I just made this. My cream cheese filling was watery. Thought I added the wrong amount of cream here’s, but nope, I added correct amount. Your picture looks like it was stiff enough to scoop…what could I have possibly done wrong?

  6. Can’t wait to try it.. asked my husband if he would eat banana bread with a cream cheese filling and he said you better believe it…so will give a try..

Leave a Reply

Your email address will not be published. Required fields are marked *

Recipe or Post Rating